![]() I say that because of my experience.Īnd my experience tells me that folks who don’t use a budget either: That’s right.Įven if you had Warren Buffet working for you, it would be useless if you didn’t know where and how you spent your money. And even though I’m a professional financial advisor and CERTIFIED FINANCIAL PLANNER™ Professional, what you do financially dwarfs the importance of my work. ![]() ![]() I finally broke down and decided to review YNAB, better known to some as You Need A Budget, the premier personal budget software package.
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